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Affordable

Mobile Phone Insurance

Comprehensive, cheap mobile phone insurance with unlimited claims in Ireland

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Forbes Advisor BEST Mobile Phone Insurance 2021

Cheap and reliable mobile phone insurance with unlimited claims

Forbes Advisor BEST Mobile Phone Insurance 2021

Affordable

Mobile Phone Insurance

Cheap phone insurance for Ireland

with unlimited claims

Get your Phone Insurance Quote

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Model not listed?

14-day money back guarantee

No minimum contract

Over 1 million devices insured

Award winning in-house claims team

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What is cheap mobile phone insurance?

When it comes to our insurance products, cheap mobile phone insurance is a comprehensive yet well thought out insurance product for your phone. From iPhone insurance, Google Pixel and Samsung, right through to some of the more niche brands such as Oppo and Xiaomi. Our team spends a lot of time and energy refining our phone insurance products down to ensure they’re not only affordable, but also provide the protection and cover our customers desire for their phones with no unnecessary frills or add-ons to make sure they’re cost-effective and easy to understand and use, from getting a quote to making a claim.

 

So if you’re looking for affordable mobile phone insurance in Ireland, you’ve come to the right place. Here at Mobile Phone Insurance Direct, we understand the importance of protecting your precious device without breaking the bank, and specialise in cheap mobile phone insurance that saves you money whilst providing great cover too.

Our phone insurance includes

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Instant phone protection

14-day Money Back Guarantee

Who are Mobile Phone Insurance Direct?

At Mobile Phone Insurance Direct, we are committed to providing the best protection for your beloved device, at an affordable price. No matter what your make or model, our comprehensive policies can cover your phone if it gets stolen, damaged or lost.  Let’s get straight to the point – we offer multiple packages, with theft and loss as optional extras. Unlike other mobile phone insurers in the Irish market, we don’t think it’s necessary to overload you with tons of jargon or additional costs.

 
We provide products to protect all major brands including iPhone insurance, Google Pixel insurance and Samsung Phone insurance along with many more manufacturers, our quote process is quick and easy meaning you can get a final quote price in less than 20 seconds using our simple mobile phone insurance quote system. Once you have bought phone insurance with us our team is on hand to assist you, and our claims process is quick and easy.
 
We’re proud to say our customers recommend us time and time again. If you have any further questions you can contact our team.

Mobile Phone Insurance

MOBILE PHONE

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Select your mobile phone manufacturer.
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How much does mobile phone insurance cost?

With so many mobile phones on the market, and new ones being released regularly the price of mobile phone insurance changes often. However, we can give you a guide to some of the main phones on the market right now and how much it costs to buy mobile phone insurance with us.

Before we get into the prices some top tips would be:

– Paying annually tends to be cheaper than paying for insurance monthly, so you can save money by opting for an annual payment.

– It’s also worth considering what you need from your insurance policy, for example if you’re the sort of person that never loses anything (if that is you, well done!) then you may not need to include loss cover on your policy, our Essential and Plus packages cater for this and can save you money. So ensure you look into what each package includes and get the one that suits your needs.

The table below gives an outline of pricing from some of the most popular phones on the market. This is based on our Plus package.

PhoneAnnuallyMonthly
iPhone 14 128GB€69.90€6.99
iPhone 14 Pro 128GB€111.90€11.19
Galaxy S23 128GB€84.90€8.49
Galaxy Z Flip4 128GB€108.90€10.89
Pixel 7 128GB€66.90€6.69
Pixel 6€62.50€6.25

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Our phone insurance explained

No matter how careful we are with our phones, they have a tendency to come into misfortune sooner or later. Whether we smash the phone screen, drop it in water, or leave it on the train, it’s always an unwelcome surprise. These are just some of the most common claims regarding phone insurance.

Ever had one of those "Oops!" moments? Maybe you knocked your phone off the table while reaching for your cuppa, or perhaps it slipped out of your pocket while you were doing the Macarena at a wedding. (Don't worry, we've all been there.) Accidental damage is basically when something unexpected happens that damages your phone or gadget, and it wasn't your fault or due to the device just giving up on life.

So, whether you're a butterfingers or just have bad luck, with Mobile Phone Insurance Direct, you're covered. No judgements here, promise!

From our documents; "Accidental damage: any sudden and unforeseen event resulting solely and independently of any other cause in damage to or destruction of your gadget which is neither deliberately caused by you, nor caused by the failure or breakdown of your gadget."

You know how it goes. One minute you're enjoying a pint at the pub, and the next, your phone decides to go for a swim in your drink. Classic, right? Liquid damage is when your phone or gadget gets damaged because it met a liquid it didn't like. Maybe it was water, tea, or even a splash of your favourite cologne. The point is, it wasn't intentional.

So, if your device has a little mishap with a liquid, don't fret. With Mobile Phone Insurance Direct, we'll either repair it or replace it. How's that for peace of mind?

Our official definition; "Liquid damage: unintentional damage caused to your gadget as a result of coming into contact with a liquid."

Ever had your phone suddenly freeze up or refuse to turn on for no apparent reason? It's like it's having a bad day, but unlike us, a cuppa won't fix it. That's where Mechanical Breakdown Cover comes in. If your phone starts acting up and it's no longer under the manufacturer's warranty, we'll either repair it or replace it for you.

So, next time your phone decides to throw a tantrum, don't sweat it. We've got it sorted.

From our official documents; "If your device develops a fault outside of the manufacturer's warranty period we will repair or replace it, subject to your policy terms and conditions."

Ever had that sinking feeling when you pat your pockets and realise your phone's gone AWOL? Yep, that's what we mean by 'Loss'. It's when you can't find your phone or gadget and have no idea where it might be, despite taking all the sensible steps to keep it safe. And no, leaving it unattended on a park bench doesn't count as 'sensible steps'.

With Mobile Phone Insurance Direct, our loss cover is included as standard. So, if your device decides to play a game of hide-and-seek without telling you, we've got you covered.

From our documents; "Accidental Loss cover: If you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended."

Imagine you're at a café, sipping on your flat white, and you turn around for just a moment. Poof! Your phone's gone. That's theft for you. It's when someone takes your phone or gadget without your permission, and they have no plans of giving it back. Cheeky, right?

But don't worry, with Mobile Phone Insurance Direct, we'll replace your stolen device and even cover you for any unauthorised calls made. So, you can get back to your life, minus the drama.

As defined in our documents; "Theft: The unauthorised dishonest appropriation or attempted appropriation of your gadget specified on your insurance schedule, by another person with the intention of permanently depriving you of it."

You've got the phone, but what about all the bits and bobs that go with it? We're talking phone covers, charging plugs, and maybe even that snazzy Bluetooth speaker. Our Accessory Cover ensures these extras are also protected. So, if they get damaged or go missing, we've got you covered.

It's like an extra layer of bubble wrap for all the things that make your phone experience complete.

From our documents; "If your claim for your gadget is approved we will replace any accessories that were accidentally lost, stolen or damaged at the same time as your gadget up to a maximum of €200. If we replace your mobile phone with a different make or model and this means that you can no longer use your existing accessories we will replace them too, up to a maximum of €200."

Love to travel? Whether you're snapping selfies at the Eiffel Tower or checking in from a beach in Bali, our Worldwide Cover's got you sorted. It means your phone or gadget is covered for any mishaps, no matter where in the world you are. Your device must have been purchased in the Republic of Ireland, and if it needs repairing or replacing, we'll send it to an address in the Republic of Ireland.

From our official documents; "Your policy will cover your gadget anywhere in the world providing the device was purchased within the Republic of Ireland. Repaired or replacement handsets will be delivered only to a Republic of Ireland address."

We get it, life happens. One minute you're snapping a selfie, the next you're staring at a cracked screen. With our Unlimited Claims feature, you can breathe easy. You're covered for as many repairs or replacements as you need during each 12-month period of your policy. And if we replace your device, your policy automatically updates to cover the new one.

From our offical documentation: "This cover provides unlimited replacements and repairs per device during each 12 month calendar period of your policy and, in the event of a claim, your policy will be updated with the replacement device details."

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FAQs

Absolutely! Mobile Phone Insurance Direct is a dedicated provider that specialises in offering direct insurance policies for mobile phones and tablets, directly to you, the consumer. As part of Pier Insurance Managed Services Ltd, located at Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF, we adhere to the regulations laid out by by the Financial Conduct Authority and are authorized and regulated by them (FCA registration no. 31179).

Furthermore, we are proud to have earned an Excellent rating on Trustpilot, showcasing our commitment to customer satisfaction. Countless customers have already placed their trust in us and have expressed their satisfaction with our services. We strive to maintain this level of excellence and ensure your peace of mind when choosing Mobile Phone Insurance Direct.

For policies prior to 1st February 2023

This insurance is arranged by AGS Pier GmbH, with a registered office at Hohe Bleichen 8, 20354 Hamburg, Germany. AGS Pier GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO (German Trade Regulation) with registration number: D-DWGU-041S5-44.

This policy is underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group.

For new policies and renewals after 1st February 2023

This insurance is arranged by AGS Pier GmbH, with a registered office at Hohe Bleichen 8, 20354 Hamburg, Germany. AGS Pier GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO (German Trade Regulation) with registration number: D-DWGU-041S5-44.

This policy is underwritten by Collinson Insurance Europe Limited, regulated and authorised by the Malta Financial Services Authority, with a registration number C8997 and registered office at Third Floor, Development House, St. Anne Street, Floriana, FRN 9010, Malta.

Your policy is administered by AGS Pier GmbH (UK Branch).

Our insurance policies are designed for the savvy owners of mobile phones or gadgets that want great cover for their devices at affordable prices, we provide well thought out insurance policies that come from a long history of telecoms and gadget insurance knowledge put together by a team of industry professionals who genuinely care about customers and their devices.

Whilst every care is taken to ensure that our list is complete and up to date, the mobile phone and gadget market changes quickly. Please contact us to give us the details of your mobile phone, and we will confirm if it is a model we can cover, we're always happy to help!
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