iPhone 13 Insurance

Cheap iPhone 13 mobile phone insurance with unlimited claims, from an award winning provider.

Cheap and reliable mobile phone insurance with unlimited claims

iPhone 13 Insurance Quote

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What does iPhone 13 Insurance include?

Our comprehensive iPhone insurance policies can provide insurance coverage for loss, theft, accidental damage, unauthorised calls, accessory cover up to €150, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims per year. Our award winning in-house claims team is always on hand to help you through the claims process, making it hassle-free and stress-free.

With our iPhone 13 Insurance, you can not only be covered if you use the device yourself, but also if it is used by your loved ones. And with no minimum contract, you have the flexibility to cancel or modify your policy at any time. And with over 1 million gadgets insured, you can trust that you are in good hands with Mobile Phone Insurance Direct.

*Details and pricing correct at time of writing 28/04/2023.

Last modified: 16th June 2023

Do I need phone insurance for an iPhone 13?

If you’re wondering whether or not you need phone insurance for your new iPhone 13, the answer is simple – yes! Accidents can happen at any time, and the cost of replacing or repairing a device like the iPhone 13 can be significant. Without insurance, you could end up paying a large sum of money out of your own pocket. With Mobile Phone Insurance Direct, you can protect your investment and have peace of mind knowing that you’re covered for a variety of potential incidents.

Whether it’s accidental damage, loss, theft or unauthorised calls, our iPhone 13 Insurance policies provide comprehensive coverage, so you can relax and enjoy your new phone with confidence.

Our phone insurance includes

Award winning Customer Service

Instant phone protection

14-day Money Back Guarantee

Security features and settings for the iPhone 13

At Mobile Phone Insurance Direct not only do we provide great insurance for your phone; we also want to help keep you informed so you can keep your device as secure as possible. We asked our resident phone experts at Mobile Phone Insurance Direct for some of their top tips and recommendations to help protect your iPhone 13 from theft and loss, luckily Apple have provided some great features to help keep you safe.

1.) Detect Compromised Passwords: Users can enhance their password security by going to Settings > Passwords > Security Recommendations. Apple provides recommendations to help users strengthen their passwords.

2.) Account Recovery Contacts: In Settings > [Name] > Password & Security > Account Recovery, users can set up a contact who can assist in resetting their password if it’s forgotten.

3.) Legacy Contact: Users can designate a family member or loved one to access their digital assets in the event of their untimely death. This can be done in Settings > [Name] > Password & Security > Legacy Contact.

4.) Privacy Report: By enabling this feature in Settings > Privacy > App Privacy Report, users can view which apps and websites have accessed their camera and microphone, allowing them to take control of their information.

How much does iPhone 13 insurance cost?

For an iPhone 13 128gb our insurance costs from €6.89* a month with an annual essential package

*Correct at time of publishing: 08/06/2023

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly customer service team

Over 1 million devices insured

Our iPhone 13 Cover

We offer multiple insurance packages for the iPhone 13 – with loss and theft as optional extras.

You've got the phone, but what about all the bits and bobs that go with it? We're talking phone covers, charging plugs, and maybe even that snazzy Bluetooth speaker. Our Accessory Cover ensures these extras are also protected. So, if they get damaged or go missing, we've got you covered.

It's like an extra layer of bubble wrap for all the things that make your phone experience complete.

From our documents; "If your claim for your gadget is approved we will replace any accessories that were accidentally lost, stolen or damaged at the same time as your gadget up to a maximum of €200. If we replace your mobile phone with a different make or model and this means that you can no longer use your existing accessories we will replace them too, up to a maximum of €200."

Ever had one of those "Oops!" moments? Maybe you knocked your phone off the table while reaching for your cuppa, or perhaps it slipped out of your pocket while you were doing the Macarena at a wedding. (Don't worry, we've all been there.) Accidental damage is basically when something unexpected happens that damages your phone or gadget, and it wasn't your fault or due to the device just giving up on life.

So, whether you're a butterfingers or just have bad luck, with Mobile Phone Insurance Direct, you're covered. No judgements here, promise!

From our documents; "Accidental damage: any sudden and unforeseen event resulting solely and independently of any other cause in damage to or destruction of your gadget which is neither deliberately caused by you, nor caused by the failure or breakdown of your gadget."

Imagine your phone gets stolen and the thief goes on a calling spree, racking up a hefty bill. Frustrating, right? Well, with our Airtime Abuse cover, you won't have to worry about those unexpected charges. We'll cover the cost of any unauthorised calls made from your stolen phone, up to a value of €2,000.

So, if your phone ever gets stolen, you can rest easy knowing that we've got those pesky airtime charges sorted.

From our official documents: "Airtime abuse shall mean airtime charges incurred by unknown persons following the theft of your device. If your device is stolen we will cover your airtime charges incurred up to a value of €2,000 and subject to your policy terms and conditions."

You know how it goes. One minute you're enjoying a pint at the pub, and the next, your phone decides to go for a swim in your drink. Classic, right? Liquid damage is when your phone or gadget gets damaged because it met a liquid it didn't like. Maybe it was water, tea, or even a splash of your favourite cologne. The point is, it wasn't intentional.

So, if your device has a little mishap with a liquid, don't fret. With Mobile Phone Insurance Direct, we'll either repair it or replace it. How's that for peace of mind?

Our official definition; "Liquid damage: unintentional damage caused to your gadget as a result of coming into contact with a liquid."

Ever had that sinking feeling when you pat your pockets and realise your phone's gone AWOL? Yep, that's what we mean by 'Loss'. It's when you can't find your phone or gadget and have no idea where it might be, despite taking all the sensible steps to keep it safe. And no, leaving it unattended on a park bench doesn't count as 'sensible steps'.

With Mobile Phone Insurance Direct, our loss cover is included as standard. So, if your device decides to play a game of hide-and-seek without telling you, we've got you covered.

From our documents; "Accidental Loss cover: If you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended."

Ever had your phone suddenly freeze up or refuse to turn on for no apparent reason? It's like it's having a bad day, but unlike us, a cuppa won't fix it. That's where Mechanical Breakdown Cover comes in. If your phone starts acting up and it's no longer under the manufacturer's warranty, we'll either repair it or replace it for you.

So, next time your phone decides to throw a tantrum, don't sweat it. We've got it sorted.

From our official documents; "If your device develops a fault outside of the manufacturer's warranty period we will repair or replace it, subject to your policy terms and conditions."

Imagine you're at a café, sipping on your flat white, and you turn around for just a moment. Poof! Your phone's gone. That's theft for you. It's when someone takes your phone or gadget without your permission, and they have no plans of giving it back. Cheeky, right?

But don't worry, with Mobile Phone Insurance Direct, we'll replace your stolen device and even cover you for any unauthorised calls made. So, you can get back to your life, minus the drama.

As defined in our documents; "Theft: The unauthorised dishonest appropriation or attempted appropriation of your gadget specified on your insurance schedule, by another person with the intention of permanently depriving you of it."

We get it, life happens. One minute you're snapping a selfie, the next you're staring at a cracked screen. With our Unlimited Claims feature, you can breathe easy. You're covered for as many repairs or replacements as you need during each 12-month period of your policy. And if we replace your device, your policy automatically updates to cover the new one.

From our offical documentation: "This cover provides unlimited replacements and repairs per device during each 12 month calendar period of your policy and, in the event of a claim, your policy will be updated with the replacement device details."

Love to travel? Whether you're snapping selfies at the Eiffel Tower or checking in from a beach in Bali, our Worldwide Cover's got you sorted. It means your phone or gadget is covered for any mishaps, no matter where in the world you are. Your device must have been purchased in the Republic of Ireland, and if it needs repairing or replacing, we'll send it to an address in the Republic of Ireland.

From our official documents; "Your policy will cover your gadget anywhere in the world providing the device was purchased within the Republic of Ireland. Repaired or replacement handsets will be delivered only to a Republic of Ireland address."

FAQs

Yes you can, but all phones we insure must be purchased from a VAT registered IE supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from €65 to €175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.

See full FAQ

iPhone 13 Insurance