iPhone 13 Insurance

Cheap iPhone 13 mobile phone insurance with unlimited claims, from an award winning provider.

Cheap and reliable mobile phone insurance with unlimited claims

iPhone 13 Insurance Quote

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What does iPhone 13 Insurance include?

Our comprehensive iPhone insurance policies can provide insurance coverage for loss, theft, accidental damage, unauthorised calls, accessory cover up to €150, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims per year. Our award winning in-house claims team is always on hand to help you through the claims process, making it hassle-free and stress-free.


With our iPhone 13 Insurance, you can not only be covered if you use the device yourself, but also if it is used by your loved ones. And with no minimum contract, you have the flexibility to cancel or modify your policy at any time. And with over 1 million gadgets insured, you can trust that you are in good hands with Mobile Phone Insurance Direct.

*Details and pricing correct at time of writing 28/04/2023.

Last modified: 16th June 2023
Last modified: 16th June 2023

Do I need phone insurance for an iPhone 13?

If you’re wondering whether or not you need phone insurance for your new iPhone 13, the answer is simple – yes! Accidents can happen at any time, and the cost of replacing or repairing a device like the iPhone 13 can be significant. Without insurance, you could end up paying a large sum of money out of your own pocket. With Mobile Phone Insurance Direct, you can protect your investment and have peace of mind knowing that you’re covered for a variety of potential incidents.


Whether it’s accidental damage, loss, theft or unauthorised calls, our iPhone 13 Insurance policies provide comprehensive coverage, so you can relax and enjoy your new phone with confidence.

Our phone insurance includes

Award winning Customer Service

Instant phone protection

14-day Money Back Guarantee

Security features and settings for the iPhone 13

At Mobile Phone Insurance Direct not only do we provide great insurance for your phone; we also want to help keep you informed so you can keep your device as secure as possible. We asked our resident phone experts at Mobile Phone Insurance Direct for some of their top tips and recommendations to help protect your iPhone 13 from theft and loss, luckily Apple have provided some great features to help keep you safe.

1.) Detect Compromised Passwords: Users can enhance their password security by going to Settings > Passwords > Security Recommendations. Apple provides recommendations to help users strengthen their passwords.

2.) Account Recovery Contacts: In Settings > [Name] > Password & Security > Account Recovery, users can set up a contact who can assist in resetting their password if it’s forgotten.

3.) Legacy Contact: Users can designate a family member or loved one to access their digital assets in the event of their untimely death. This can be done in Settings > [Name] > Password & Security > Legacy Contact.

4.) Privacy Report: By enabling this feature in Settings > Privacy > App Privacy Report, users can view which apps and websites have accessed their camera and microphone, allowing them to take control of their information.

How much does iPhone 13 insurance cost?

For an iPhone 13 128gb our insurance costs from €6.89* a month with an annual essential package

*Correct at time of publishing: 08/06/2023

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly customer service team

Over 1 million devices insured

Our iPhone 13 Cover

We offer multiple insurance packages for the iPhone 13 – with loss and theft as optional extras.


Yes you can, but all phones we insure must be purchased from a VAT registered IE supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from €65 to €175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.