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iPhone XR Insurance

Cheap iPhone XR insurance with unlimited claims

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14-day money back guarantee

No minimum contract

Over 1 million devices insured

Award winning in-house claims team

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At MPID, we’re making it as easy and as cheap as possible to get iPhone XR insurance for you. With quick and simple policies, that cover your device against loss, theft, accidental damage, liquid damage and mechanical breakdown.

If your iPhone XR gets lost, damaged or stolen, you could face a large cost to replace or repair it. Taking out MPID’s specialist iPhone insurance means we’ll do everything we can to ensure your device is back in your hands quickly.

Claim Experts

Guides to help repair your device.

All round protection

We offer 3 levels of cover

NO minimum contract

With our cover there is no contract length of time.

Covered if used by loved ones

You can cover up to 10 gadgets, including your family’s beloved items.

Our Cover

We offer multiple insurance packages – with loss and theft as optional extras.

You've got the phone, but what about all the bits and bobs that go with it? We're talking phone covers, charging plugs, and maybe even that snazzy Bluetooth speaker. Our Accessory Cover ensures these extras are also protected. So, if they get damaged or go missing, we've got you covered.

It's like an extra layer of bubble wrap for all the things that make your phone experience complete.

From our documents; "If your claim for your gadget is approved we will replace any accessories that were accidentally lost, stolen or damaged at the same time as your gadget up to a maximum of €200. If we replace your mobile phone with a different make or model and this means that you can no longer use your existing accessories we will replace them too, up to a maximum of €200."

Ever had one of those "Oops!" moments? Maybe you knocked your phone off the table while reaching for your cuppa, or perhaps it slipped out of your pocket while you were doing the Macarena at a wedding. (Don't worry, we've all been there.) Accidental damage is basically when something unexpected happens that damages your phone or gadget, and it wasn't your fault or due to the device just giving up on life.

So, whether you're a butterfingers or just have bad luck, with Mobile Phone Insurance Direct, you're covered. No judgements here, promise!

From our documents; "Accidental damage: any sudden and unforeseen event resulting solely and independently of any other cause in damage to or destruction of your gadget which is neither deliberately caused by you, nor caused by the failure or breakdown of your gadget."

Imagine your phone gets stolen and the thief goes on a calling spree, racking up a hefty bill. Frustrating, right? Well, with our Airtime Abuse cover, you won't have to worry about those unexpected charges. We'll cover the cost of any unauthorised calls made from your stolen phone, up to a value of €2,000.

So, if your phone ever gets stolen, you can rest easy knowing that we've got those pesky airtime charges sorted.

From our official documents: "Airtime abuse shall mean airtime charges incurred by unknown persons following the theft of your device. If your device is stolen we will cover your airtime charges incurred up to a value of €2,000 and subject to your policy terms and conditions."

You know how it goes. One minute you're enjoying a pint at the pub, and the next, your phone decides to go for a swim in your drink. Classic, right? Liquid damage is when your phone or gadget gets damaged because it met a liquid it didn't like. Maybe it was water, tea, or even a splash of your favourite cologne. The point is, it wasn't intentional.

So, if your device has a little mishap with a liquid, don't fret. With Mobile Phone Insurance Direct, we'll either repair it or replace it. How's that for peace of mind?

Our official definition; "Liquid damage: unintentional damage caused to your gadget as a result of coming into contact with a liquid."

Ever had that sinking feeling when you pat your pockets and realise your phone's gone AWOL? Yep, that's what we mean by 'Loss'. It's when you can't find your phone or gadget and have no idea where it might be, despite taking all the sensible steps to keep it safe. And no, leaving it unattended on a park bench doesn't count as 'sensible steps'.

With Mobile Phone Insurance Direct, our loss cover is included as standard. So, if your device decides to play a game of hide-and-seek without telling you, we've got you covered.

From our documents; "Accidental Loss cover: If you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended."

Ever had your phone suddenly freeze up or refuse to turn on for no apparent reason? It's like it's having a bad day, but unlike us, a cuppa won't fix it. That's where Mechanical Breakdown Cover comes in. If your phone starts acting up and it's no longer under the manufacturer's warranty, we'll either repair it or replace it for you.

So, next time your phone decides to throw a tantrum, don't sweat it. We've got it sorted.

From our official documents; "If your device develops a fault outside of the manufacturer's warranty period we will repair or replace it, subject to your policy terms and conditions."

Imagine you're at a café, sipping on your flat white, and you turn around for just a moment. Poof! Your phone's gone. That's theft for you. It's when someone takes your phone or gadget without your permission, and they have no plans of giving it back. Cheeky, right?

But don't worry, with Mobile Phone Insurance Direct, we'll replace your stolen device and even cover you for any unauthorised calls made. So, you can get back to your life, minus the drama.

As defined in our documents; "Theft: The unauthorised dishonest appropriation or attempted appropriation of your gadget specified on your insurance schedule, by another person with the intention of permanently depriving you of it."

We get it, life happens. One minute you're snapping a selfie, the next you're staring at a cracked screen. With our Unlimited Claims feature, you can breathe easy. You're covered for as many repairs or replacements as you need during each 12-month period of your policy. And if we replace your device, your policy automatically updates to cover the new one.

From our offical documentation: "This cover provides unlimited replacements and repairs per device during each 12 month calendar period of your policy and, in the event of a claim, your policy will be updated with the replacement device details."

Love to travel? Whether you're snapping selfies at the Eiffel Tower or checking in from a beach in Bali, our Worldwide Cover's got you sorted. It means your phone or gadget is covered for any mishaps, no matter where in the world you are. Your device must have been purchased in the Republic of Ireland, and if it needs repairing or replacing, we'll send it to an address in the Republic of Ireland.

From our official documents; "Your policy will cover your gadget anywhere in the world providing the device was purchased within the Republic of Ireland. Repaired or replacement handsets will be delivered only to a Republic of Ireland address."

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly customer service team

Over 1 million devices insured

FAQs

Even if you have a warranty still in place yes it may still be a good idea to have mobile phone insurance, here's a few reasons why:

Limited coverage: Manufacturer’s warranties usually only cover issues that take place during the manufacturing process such as defects or malfunctions. These only usually last for a limited time, a year being the typical timeframe. So, the warranty may not cover accidental damage, theft or loss.

Extra coverage: Our mobile phone insurance provides extra coverage far beyond what a phone or gadget manufacturer warranty might offer, we include cracked screens, liquid damage and mechanical breakdowns with all our packages as standard our Plus package gives theft cover and our Premium package includes loss too. These aspects alone make mobile phone insurance more or less essential if you want to protect your device from problems that happen day to day.

Convenience: If the worst happens and your phone is stolen, lost, or damaged then our insurance can help make the situation a bit better by getting you a replacement phone quickly and conveniently without dealing with the manufacturer’s warranty processes.

It can be cheaper: If you phone or gadget is stolen it's very unlikely that your warranty will cover you, which means you'll end up having to dig deep into your pockets to replace your device. The same goes for damage, costs can soon mount up for repairs and insurance can save you having to spend way beyond what you might pay monthly for cover.

At the end of the day it depends on what you need as an individual as to whether you need mobile phone or gadget insurance, it makes sense to weigh up the options and get an insurance quote or two to establish exactly what might suit your needs. if in doubt read your manufacturer’s warranty as well as the insurance policy details, and you'll soon have an educated opinion.

Your phone is only covered for damage if it stops your device from functioning normally. We will cover cracked screens, but scratches, dents, and normal day-to-day wear and tear do not qualify for repair or replacement.

You will need to check your gadget insurance policy details, but we now provide cover for unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Please check through both the Policy Excess, and Key Exclusions and Limitations to check for what is not covered by your policy.
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